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Ran out of credit?

Never again, with our new Out of Credit service.

  • Get credit when you really need it.
  • Choose the ‘One Off’ service or activate 'Auto Out of Credit' service.
  • You can use the credit for all services.

How does it work?

You can borrow credit anytime as long as you’ve had your line for at least 3 months, and you’ve used a minimum of AED 10 a month.
Simply dial *108# whenever you’re out of credit and you’ll be credited with AED 5.


It comes with two options:

Solves accessibility issues

One OffAuto Out of Credit
Details Borrow credit manually when needed.Automatically borrow credit every time you run out of credit.
How to subscribeDial *108# and press 1
SMS ‘5’ to 1080.
Dial *108# and press 2
SMS ‘AUTO ON’ to 1080. 
FeesAED 5 will be credited to your account that will be deducted from your next recharge with a fee of AED 1.AED 5 will be automatically credited to your account whenever your balance is below AED 1, and will be deducted from your next recharge with a fee of AED 1.


Important notes:

  • As soon as you recharge your More Time balance, we’ll deduct the amount.
  • A fee of AED 1 will be deducted for every AED 5 borrowed.
  • One2One can't be used with this service. 

SMS Keywords

Solves accessibility issues
SMS keyword
to 1080

 5 To borrow
 AUTO ON To activate Auto Out of Credit service
 AUTO OFF To deactivate Auto Out of Credit service
 BALANCE To check your Out of Credit balance and eligibility
 HELP For help
 E Change language to English
 A Change language to Arabic
 H Change language to Hindi
 OPTOUT To opt out from low balance SMS notification
 MORE More information